Workers Compensation Terms and Definitions

Settlement A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition. Panel Qualified Medical Evaluator A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. Wage Loss Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD). Transportation Expenses A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement. Cumulative Trauma (CT) An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome. Claim Form A form to report a work injury or illness to your employer. Stipulation with Request for Award (Stip): A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time. Permanent Disability (PD) Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary. Workers' Compensation Appeals Board (WCAB) The judicial unit that formally resolves workers' compensation disputes.

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	Did You Know?
	Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers, although most of them are exposed sporadically and at low levels. Next largest are custodial workers who do not perform their duties as part of construction activities, but clean surfaces, sweep, buff, vacuum floors, and wash walls and windows in manufacturing plants and a wide variety of public and commercial buildings.